Comma
Reference

Expense fields

Every field on the expense form and the full category list, with deductibility and the standard-mileage guardrail explained.

$120.00 phone bill
50% business use — deducts
50% personal — does not
Business use defaults to 100%, except phone, data, and meals at 50% and out-of-pocket at 0%. Standard-mileage vehicles cannot also deduct fuel, maintenance, or insurance.

Fields

FieldRequiredUnitNotes
AmountYesCADThe total cost of the expense.
DateYesThe day the expense occurred. Defaults to today.
MerchantNoThe business name. Auto-completes from your history.
CategoryYesOne of the twenty categories below.
Tax DeductibleNoYes / noWhether the expense reduces taxable income.
Business Use %No0 to 100The share of the expense that is business-related. Only that share is deducted.
Vehicle linkNoAssociates the expense with a specific vehicle for vehicle-expense reporting.
Shift linkNoAssociates the expense with a specific shift.
NotesNoFree text.
Receipt imageNoA photo of the receipt, stored on the device.
RecurringNoOn / offMarks the expense as repeating.
IntervalNoWeekly, monthly, yearlyShown when Recurring is on. Reminds you when the next occurrence is due; it does not create entries automatically.
HST/ITC paidNoCADThe HST portion eligible as an input tax credit. Shown only if you are registered for HST.

Categories

Comma ships twenty expense categories aligned to the CRA T2125 form. Every category is deductible by default except Out of pocket, which is tracked for your records only. The default business-use percentage is 100 unless noted; you can override it on any expense.

The vehicle-related column marks costs of operating or owning the vehicle itself. Three of those — fuel, maintenance, and insurance — are covered by the standard-mileage rate and should not be claimed separately on a vehicle using that method (see below).

CategoryDeductibleDefault business useVehicle-related
FuelYes100%Yes
MaintenanceYes100%Yes
ParkingYes100%No
TollsYes100%No
InsuranceYes100%Yes
LicensingYes100%Yes
InterestYes100%Yes
LeasingYes100%Yes
FeesYes100%No
PhoneYes50%No
Data planYes50%No
WashYes100%Yes
SuppliesYes100%No
MealsYes50%No
Bank feesYes100%No
SoftwareYes100%No
AccountingYes100%No
Bike maintenanceYes100%Yes
Out of pocketNo0%No
OtherYes100%No

Phone, data plan, and meals default to 50% because the CRA limits mixed-use phones and business meals to half unless you keep a separate record of the split. Parking and tolls are trip costs rather than vehicle-operating costs, so they remain fully deductible even on a standard-mileage vehicle.


The standard-mileage guardrail

A vehicle deducts its cost one of two ways: the per-kilometre standard rate, or actual expenses. You pick one per vehicle, per tax year, and you cannot use both. See Core concepts.

If a vehicle is on the standard-mileage method, the per-kilometre rate already includes fuel, maintenance, and insurance. Logging those as separate expenses against that vehicle would double-count them. Comma warns you when you do this. The expense still saves — it stays in your records — but the tax workspace will not deduct it a second time.

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